Please read these terms carefully before using our services
By accessing or using the umbernook website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
umbernook provides financial education courses and programmes for individuals of various ages and backgrounds. Our services include in-person workshops, courses, and educational materials related to personal finance, money management, and related topics.
The content and information provided through our courses is for educational purposes only and does not constitute financial, investment, tax, or legal advice.
When using our website and services, you agree to:
Course fees are payable as specified at the time of enrolment. We accept various payment methods as indicated during the booking process.
Places on courses are allocated on a first-come, first-served basis and are subject to availability.
Our cancellation policy is as follows:
All content on this website, including text, graphics, logos, images, and course materials, is the property of umbernook or its content suppliers and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
umbernook provides educational services and information. We do not guarantee any specific outcomes or results from participating in our courses.
To the fullest extent permitted by law, umbernook shall not be liable for:
The information provided through umbernook courses and this website is for educational purposes only. It should not be considered as personalised financial advice. Individual circumstances vary, and we recommend consulting with qualified professionals before making significant financial decisions.
Results from applying the principles taught in our courses may vary based on individual effort, prior knowledge, and personal circumstances.
Our website may contain links to third-party websites or services that are not owned or controlled by umbernook. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services following any changes indicates your acceptance of the new terms.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For any questions regarding these Terms of Use, please contact us:
umbernook
47 Colmore Row
Birmingham B3 2BS
United Kingdom
Email: [email protected]